Wednesday05 February 2025
vsedelo.com

In 2025, the National Bank of Ukraine will conduct stress testing for 21 banks.

The National Bank of Ukraine (NBU) will conduct a three-stage stress test on 21 out of the 61 operating banks in the country next year, as reported on the regulator's website on Friday.
В 2025 году НБУ проведет стресс-тестирование для 21 банка.

The National Bank of Ukraine (NBU) will conduct a three-stage stress testing of 21 out of 61 active banks in the country next year, as reported on the regulator's website on Friday.

"In 2025, stress testing will involve 21 banking institutions that account for over 90% of the assets in the banking system. The selected banks were chosen based on three criteria: the size of risk-weighted assets, the volume of deposits attracted from households, and the amount of net loans provided to households," the central bank's press release stated.

This list includes five state financial institutions: PrivatBank, Oschadbank, Ukreximbank, Ukrsotsbank, and Sens Bank.

The central bank will also assess the resilience of Raiffeisen Bank, Ukrsibbank, OTP Bank, Credit Agricole Bank, ProCredit Bank, Kredobank, Pravex, PUMB, Southern Bank, TAScombank, Universal Bank (monobank), Credit Dnipro Bank, Vostok Bank, A-Bank, MTB Bank, and Lviv Bank in 2025.

As reported, the assessment of the banking system's resilience in 2025 will be conducted in three stages and will include: an asset quality review (AQR) by independent auditors as of January 1, 2025, extrapolation of its results for all banks (if necessary), as well as stress testing for the largest banks based on baseline and adverse macroeconomic scenarios with the identification of necessary capital adequacy levels.

It is noted that the results will be announced before December 31, 2025.

"The restoration of the standard annual resilience assessment is a step towards enhancing the financial sector's ability to withstand existing and potential challenges and is provided for in agreements with international partners, particularly the Memorandum of Economic and Financial Policy with the IMF and Ukraine's Plan for implementing the EU financial support program 'Ukraine Facility'," emphasized the NBU.